Leadership Styles

Leadership style is the manner and approach of providing direction, implementing plans, and motivating people. There are many different leadership styles. Different styles work in different situations. A team will be a stronger with a variety of different leadership styles. Some basic leadership styles are:-

Authoritative: This type of (autocratic) leaders provide clear expectations of what needs to be done, when it should be done and how? Decision-making is less creative under this style. Autocrative leaders make decisions independently with little or no input from the rest of the group. However, this style is ideal when there is little time for group decision- making.


Participative / Democratic: This style is based on 'Let us work together' philosophy. This is considered as most effective way of leadership style as the democratic leaders welcome the ideas / suggestions of their subordinates / group members. Here group members are motivated to participate and be creative.


Delegative / Free-rein: Here the leader allows the employees to make the decisions. However, the leader is still responsible for the decisions that are made. This is used when employees are able to analyze the situation and determine what needs to be done and how to do it. Free-rein (also called as 'Laissez Faire') is non-interference in the affairs of others. This style can be effective in situations where group members are highly qualified in an area of expertise.

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Overcoming Mental Illness / Trauma

Going through any mental illness or trauma (an act of violence or natural disaster, something which is not in your control)? The first human reaction to any incident is shock and denial which results in sleepless nights, anxiety, irritation and disorders. How to overcome this type of traumatic-like behaviours and / or mental illness? Solutions here:-

After exposure to stressful incidents like death, accident or something bad news, one should not immediately go for sleep. Because one sleeps immediately after the incident, even after years, it is consolidate in the head. So it ideal not to sleep at least for 6 hours and talk to friends and family members to get relief from the mental stress.


Having a group of friends / colleages who share their life experience will enable one to learn from their experience.


To reduce stress, one can follow the technnique of being positive about future and being compassionate to the problems of other people.


Most of us know that laughter is the best medicine to get relief from stress. Watching comedy shows, reading jokes in the internet and organizing jokes-only party will help get stress-free life.


Omega-3 rich foods like wallnuts, eggs, soybeans and fish will lift mood more effectively.


Simple and easiest exercise to reduce post-traumatic stress is to deeply breath at least for 30 minutes daily.


Physical traumatic incident has an impact on anybody's mind. One should not avoid such incident's memories. To overcome such incidents, one should think and talk about it. Getting engaged in self-care will help.


Anybody who wants to over from traumatic condition should be able to withstand or recover quikly from difficult conditions, illness, change and misfortunes.

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Festive-Look Home Decoration Tips

On special occasions / festivals (Diwali / Christmas / New Year & other special days for you and for your family) at your home, you can bring a new look for your home by making some internal alterations at your home:-

You do not need to paint your house. Just decorate your home walls with decorative wall papers, display flowers at strategic locations. You can even place some beautiful pieces of crockery wherever you think will be suitable.


You can concentrate on curtains, cushion covers to replace them with new ones and with suitable colors. You can make cushion covers with more beautiful or attractive pictures of lace, jewels, stones or ruffles which will add festive feel in graceful manner.


To have a complete new look / change in all rooms by altering the arrangement of furniture temporarily.


Placing highly decorated plant varieties will add further freshness, cheer at minimal cost.


To give festive feel, you can use candles, diyas and colorful lights indoors and also outdoors.


Tissue flowers / paper festoons can also be used to adorn the doors.


Floors can be adorned with powder rangolis and a large 'urli' can be used with floating candles to grace the entrance with a floral pattern.

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Steps Before Filing a Legal Case

Have the plan to knock the doors of the court for any legal dispute (civil or criminal)? What you should keep in mind and how to prepare for filing a legal case? Here are some basic steps:-

First and foremost, check whether you can file the case according to 'Law of Limitation Act, 1963.' Simply put, this act stipulates the period for each type of case the period within which you can / have the right to file the case.


Collect some background information about the case and find out relevant sections of the Act, under which your case falls. This will enable you to present your case to your lawyer.


You should then collect a list of evidence, including documents, photographs and other relevant documents. Prepare a list of people who can act as witnesses for your case and arrange an interview for them by your lawyer.


A more cost-effective option is to settle the dispute out of court.


As the case (in India) will drag for several years, you should be mentally prepared to bear litigation cost, paying fees to the lawyer and also the mental and emotional stress. This will have the impact on your job and business.


You should also keep in mind that losing the court case can damage your reputation.


Most important thing you should keep in mind that the defendant may file a countersuit against you. Needless to mention that you will have to incur the cost of not only your case but the cost of case filed by your defendant.


Choosing the right lawyer is another important task for you. Choose the right lawyer who has sufficient / vast experience in handling your case. Conducting a background check of his education, skills and experience will enable you to decide whether to go for him or not?


Never hesitate to ask any type of questions, doubts or clarifications (related to the case/his fees etc. ) before and during the case. This will avoid misunderstanding between you and your lawyer.

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What is Insurance Repository?

IRDA (of India) launched Insurance Repository System (IRS) in October 2013. The insured can demat their Insurance Policies by using this new system. Some ins and outs of this system:- 

IR (Insurance Repository) allows to hold the insurance policies in demant form. The insured can now keep their policies in an e-insurance account with an insurance repository.

A policyholder can open an e-insurance account with any of the five repositories (NDSL, CIR, SHIL, CAMS & KARVY) approved by IRDA. An individual can have only one e-Insurance Account.

If the insured has policies with different insurance companies, the insured can store all the policies in one account.

If the insured wants to buy a new policy, the insured can just quote the existing account number of e-insurance in the application and opto for a policy in the electronic form. As an existing customer of e-insurance account, process will be must faster.

The insured / policyholder has to pay nothing to open an e-insurance account. Insured does not need to pay anything to convert the existing policies in to electronic form.

The insured can make all their requests (for change of address, nomination, sum assured, account details, contact details etc.) online.


All the existing life insurance and pension plans will have to be converted in to demat form, if the insured want to store them in e-insurance account. Insured can submit their request for the same online.

If all policies are stored in e-Insurance account, insured will not have the fear of losing their physical documents.

Insured can track all their policies at one place and no need for them to visit different insurance companies for their services. Paperwork will get reduced and updating details online will become much easier, faster and more reliable. 




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When to Sell Your Shares?

As everybody knows when to buy shares, knowing when to sell them is also crucial. Here are some basic factors to dispose off your shares:-

If you think that your portfolio has grown to the level beyond comfort zone, you can sell some of your holdings.


If you feel that thre is a chance to earn higher returns from another stocks, you can consider disposing off the underperformed stocks. To recover some of the lost money and possibly make more, you should get rid of the underachievers and seize the opportunities.


When your stocks price skyrocket by more than 30% in a few weeks due to market speculation, it would be ideal sell your stocks and look for other opportunties. And if you are sure about company's prospects, you buy the same later at a lower price.


You can learn from the past mistakes and should know the 'stop-loss' technique. You should intervene in time and sell your stocks.


You would have bought the company's shares as you were convinced about its growth prospects, competitive advantage, superior product mix and its upcoming projects. Same way, you will have to rethink when situation takes an u-turn like fierce new competitor who offers good quality products at low price in the market, exit of key personnel from the company etc. and should immediaely dispose off the stocks.

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Bridal Make-up Tips

Perfectly blended make-up with the overall look of the bride is most important thing as bridal make-up has to be perfect.

For the flawless look, it is ideal to use as little make-up as possible and most important is to focus on eyes of the bridal.


As bridals in India wear a lot of jewelry, they should avoid choosing very bright or light colors for make-up.


For blush and lip colors, it is better to stick to red or peach tints.


Cream-based eye-shadow with powder stays for long hours as compared to only cream. For shading, gold and brown will be more suitable than darker shades.


Skin color of bridal plays an important role in make-up techniques. Below the eye- brow, highlighter should be applied and it should blend well with eye-shadow.


For darkening / thickening the eyelashes, waterproof cosmetics should be used for bridal make-up.


Curler should be chosen according to mascara. A different curler should be used as compared to volumizing mascara. When comes to highlighters, shimmer and glitters, golden color should be used.


Eye-lashes should be of good quality to avoid discomfort on the day of wedding.


It is better to do a smoky eye with a brown shade rather than black ot look more natural. For the day, colors for eye make-up can be of baby pink, apricot, gold or bronze and for night, colors like dark pink, maroon, dark brown with gold or rust or even flourescent can be used.


Eye make-up should always blend with skin complexion, overal make-up and outfit of the function. And the bride should feel confident throughout the wedding day.

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