Bank Locker - Factors & Facts.

Bank lockers are a good option for safeguarding valuables and documents. You really need a Bank locker? What factors you should consider? What facts you should know about it? Explained here:-

Banks allot lockers on a first come, first serve basis. If not readily available, banks allot waitlist number to the prospect and the bank informs when it is available.


It is Each locker has two sets of keys - one for the customer, the other with the bank and it can be opened only if both the keys are used.


It is better to own a locker jointly to ensure hassle-free transfer of contents in the event of the death of either or both account holders.


As far as cost is concerned, lockers come in different sizes and the annual rent varies accordingly. Apart from annual fee, customer has to remit one-time registration fees to the bank. Besides, banks lay down rules on number of visits by the customer to open the locker.


As per RBI guidelines, banks are not responsible or liable for the contents kept in the locker even in caseof theft, burglary or similar unforeseen events.


However, the customers can trust the quality of locker as it undergoes rigorous safety test and is fire-resistant. In spite of which, there have been reported break-ins or termite attacks in banks but the instances are fewer and far between.


As per RBI, banks cannot deny the locker facility to those who are not customers. However, banks demand a caution deposit of up to 3 years of locker's rent.


In reality, banks make it mandatory to open Savings Bank Account and / or to open /buy FDs, Insurance Policies or ULIPS.


As said earlier, banks cannot be held responsible for the contents of the locker, natural calamities, terrorist attack when lockers get destroyed. However, customer can move to court to make the banks responsible for not providing adequate security or due to lack of basic maintenance.

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Managing Multitasks at Workplace

It is important to set realistic goals to multitask. How to manage & control your multitask activities? Explained here:-

When you are multitasking you must know which tasks need more of attention and which can be achieved with partial or limited attention. Knowing the priorities while multitasking and scheduling the tasks helps in minimising errors and being more productive.


It is important to set limits and should not try for unrealistic targets. Better not to say "yes" when you have to say "no".


Person on multitasking should make it a routine to plan for every day and to consciously practice the art of multitasking.


Procastination will hamper multitasking. If you have an agenda, plan early and address it as soon as possible. Time management skills will help in improving multitask activities.


Smart plan will help to remain focused and to be efficient in multitasking. It will allow to evaluate when and how much attention is needed to complete a task.

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Influencing Skills

Influencing others is not just a useful, but an extremely important attribute to have. Here are some useful tips to improve your influencing skills:-

• People like dealing with positive people. It is important for you to project both a positive body language as well as positive facial expressions. So it is worth making the effort to work on your interpersonal skills to make others say "yes" to you.
• Sometimes it is better to go out and do something for people. Not only does it make you a better person, but it is likely that people will reciprocate.
• People who come across as a figure of authority tend to influence others in a big way. It could involve anything from power dressing to associating with a figure of authority or becoming an expert at what you are doing.
• As a society, we get influenced by what everyone else is doing. People are comfortable going ahead with something when others have done it in the past.
• Small gestures like recognition, praise and motivation will definitely make a lot of difference. Giving due credit for past successes also helps.

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Tips for Diet-friendly Kitchen

How to make your kitchen diet-friendly? Here are some tips:-

• Unhealthy items in the refrigerator Always make sure that junk foods are kept out of your sight, especially when you are always alone at home.
• Sticking dietary schedule on the refrigerator is a good idea.  This will encourage you to stick to your diet and remind you why eating healthy will be beneficial and / or stick old pictures of yourself or of someone else who serve as your inspiration.
• Always try to use smaller plates for having your food.  Using smaller plates means you will eat in smaller portions.  Lesser food on your plate will make you feel fuller faster.
• It is better have a separate dining area to have your meals in stead of sitting in front of the TV and having food.  If you have food watching TV, your diversion of attention will end up eating more that you actually need.
• Spices like cinnamon, black pepper and ginger are great for those on a diet.  Make sure your kitchen is always well-stocked with seasoning and spices.
• Keep the kitchen neat and clean so that cooking becomes a delight.  Clean up after every use and make sure it stays that way always.
 

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What is Autism of a Child?

Autism is a a disorder with anyone in our family, relation or society. What is Autism and what parents should know about it? Explained here:

Autism or Autism Spectrum Disorders affects the way the brain processes information and prevents individuals from properly understanding what they see, hear, and otherwise sense, resulting in difficulties in social relationships, communication, and behaviour.


There are around 10 million people in india with ASD; 80% of these are boys.


Symptoms of autism can range from a mild social and learning disability to a severe impairment.


Some children with autism do not ever develop speech, some rarely use language to communicate, and some can go on to graduate from college.


What causes autism is not yet known; hence there is no cure.


Autism shows no social, educational, economic, caste or religious bias.


Autism is a complex condition. If parents suspect that their child may have autism, they should start intervention right away. They should not wait for them to be older or till they receive a diagnosis.


The route to helping autism affected child lies in understanding autism and the unique ways it manifests in the child.


There are no cure for autism, but every child with autism can learn and progress if timely advice is taken from National Trust or its registered organisations and organisations established by State Government.


Suitable education can contribute significantly to improve the long-term opportunities of children with autism.


Here are some signs / symptoms of Children who suffer from Autism which they can find. (a) Child does not respond when called & sometimes appears deaf. (b) Child avoids eye contact. (c) Child finds it difficult in mixing and playing with other children. (d) Child does not point with the index finger to indicate interest. (e) Child likes sameness in everyday routine and does not enjoy change. (f) Child is not responsive to normal teaching methods. (g) Has lack of pretend play or unusual and repetitive pretend play. & (h) Has extreme restlessness, hyperactivity or extreme passivity.


Above content is issued in public interest and Courtesy by Ministry of Social Justice & Empowerment, Govt. of India.

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